The Visa Debit card, just like the Visa credit card, is directly linked to your bank account. Visa Debit can be used to take out a loan that will be paid off from funds in your bank account, as well as to spend the money available in your bank account. It is also can be used to make payments at a large number of points of sale (POS) anywhere in the world, as well as at online stores and in foreign countries. It is used to withdraw funds from ATMs in your country and abroad. The ultimate goal of Visa is to fully replace transactions that require cash with electronic transactions from all walks of life.